01
You Set the Policy
Define what your AI can spend, where, and how often. The rules live on-chain and are enforced before any payment moves.
On-chain · AI-native · UK registered
Qoi lets you set the spending policy, then your AI agent operates inside it. Every payment is proposed by AI and approved by you — on-chain, self-custodied, final.
// Live Demo
The AI proposes a payment inside your policy. You review and sign. Responsibility stays with you — execution stays on-chain.
// System Status
// Specifications
Define what your AI can spend, where, and how often. The rules live on-chain and are enforced before any payment moves.
Your AI agent handles the busywork — bills, subscriptions, rebalancing — but every transaction waits for your approval.
Your private keys never leave your control. Qoi can propose and prepare, but only you can sign.
Every account, balance and transaction settles on a public ledger. Auditable by anyone — starting with you.
// Roadmap
Invite-only beta in the UK. Core on-chain accounts and the first AI insights, tested with real users.
IThe Qoi app opens to everyone. Payments, savings and portfolio views — all settled on-chain.
IIOpt-in automations: rebalancing, bill smoothing, risk alerts. Every action proposed by AI, approved by you.
IIIAPIs and developer tools so others can build on the same on-chain financial rails we use ourselves.
IV// Team
Crypto infrastructure veterans from Bitstamp, Bitpanda, Docker, Qredo and Zenrock.
Product
Bitstamp · Qredo
Engineering
Bitpanda · Qredo · Zenrock
Engineering
Docker · Qredo · Zenrock
Engineering
Financial Times · Qredo