On-chain by Default
Every account, balance and transaction settles on a public ledger. Auditable by anyone — starting with you.
01On-chain · AI-native · UK registered
Qoi is building a financial app where every account, balance and transaction lives on-chain — with AI that watches over your money around the clock.
// Why Qoi
// The Product
Every account, balance and transaction settles on a public ledger. Auditable by anyone — starting with you.
01Our models watch markets, flag risk and automate the routine. You stay in control — every action needs your approval.
02Your keys, your money. Qoi is built so that we never need to take custody of your funds to be useful.
03A registered UK company, building to meet financial regulation from day one — not retrofitting it later.
04// Roadmap
Invite-only beta in the UK. Core on-chain accounts and the first AI insights, tested with real users.
IThe Qoi app opens to everyone. Payments, savings and portfolio views — all settled on-chain.
IIOpt-in automations: rebalancing, bill smoothing, risk alerts. Every action proposed by AI, approved by you.
IIIAPIs and developer tools so others can build on the same on-chain financial rails we use ourselves.
IV// The Company